ISO Rating Information

Insurance Services Office (ISO)

Public Protection Classification Program

ISO’s Public Protection Classification Program (PPC) plays an important role in the underwriting process at insurance companies. In fact, most U.S. insurers – including the largest ones – use PPC information as part of their decision- making when deciding what business to write, coverages to offer or prices to charge for personal or commercial property insurance.

Each insurance company independently determines the premiums it charges its policyholders. The way an insurer uses ISO’s information on public fire protection may depend on several things – the company’s fire-loss experience, ratemaking methodology, underwriting guidelines, and its marketing strategy.

Effective July 1, 2023 Platte Valley Fire Protection District’s Public Protection Classification is a: 2/10

Please refer to the District’s ISO Map. 

If your address falls within the roadways (5 drive miles from a fire station) which are highlighted in either red or orange, your rating is a “2.”  If your address fall outside the highlighted roadways, your rating would be a “10.”

View Map PDF